The 1st choice in Mortgage

Straight talking mortgage advice.

Your lender for life.

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Helping people just like you since 1994

We’re proud to be a broker, not a bank. This means we do all the shopping to provide a superior loan at the lowest possible rate! Premier Financial Group is licensed in California and specializes in mortgage lending, real estate sales, and tax preparation. 

Your mortgage needs are personal and our solutions are always customized to reflect your current situation and where you want to be. We minimize your rate and closing costs with our exclusive access to lender-only programs–helping you find what works best for your specific situation; be it purchasing a home, refinancing, or debt consolidation.

Services We Provide

We'll help you navigate your financial path to save you time, energy, and most of!

Mortgage Loan Services

Contacting our knowledgeable staff is the first step to securing your low-cost rate. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the loan that is tailored specifically to meet your situation and expectation.

Real Estate Sales

With over 20 years experience in California real estate, we can represent all your needs as a buyer or seller. Your time is valuable, let our real estate agents handle it for you by working with title and escrow to remove obstacles and ensure a smooth transaction.

Tax Preparation

Preparing your own income tax return can be a task that leaves you with more questions than answers. We follow a proven process to help get the most out of your experience with Premier Financial Group for your tax preparation needs.

What Our Clients Say About Us

"John has been extremely helpful getting our clients houses sold, bought, or refinanced. We really like his approach to refinancing as he looks for zero closing cost loans which make comparing current mortgages with refinancing options much more straightforward. He is honest, hardworking, and professional."
Alex W.
San Diego, CA
"John came highly recommended by my CPA. It was a very difficult decision I had to make and I knew the loan process could be difficult due to my specific circumstances. John educated me every step of the way and went out of his way to make this process as comfortable for me as possible. He has a wonderful relationship with his escrow and title professionals who all speak very highly of him. All in all, he worked very hard to secure my loan. John is very knowledgeable, professional and yet very compassionate to an individual's needs. I have nothing but good things to say about John. When working with him your are not a case number, you are an important person to him. I highly recommend Premier Financial Group for all your loan and

financial needs. In future years I hope to work with John again."

Sara S.
Chula Vista, CA
"John has been in the real estate industry for a long time and knows what he is doing. He is very trustworthy and hard-working. Whether you are buying, selling, or looking for a refinance, I highly recommend using John as your realtor."
Benjamin K.
San Diego CA


Low Rate – Low Fees – Fast Closings with you as our first priority

Lower Rates

Our minimal overhead and cost efficiency means we offer the lowest possible rates and fees. We beat big lenders everyday!

Quick and Easy

Streamlined application process with electronic tracking means a shorter loan cycle and money in your pocket faster!

Choice of Programs

Our extensive portfolio of loan products means your specific needs are met. Look no further, we have the program for you!

Services We Provide


Inquiring Minds Want to Know

That’s where our expertise comes in. We have access to multiple lenders and can guide you to the best available product for your situation.

There are some standard closing costs with all loans. However, we can provide a “zero cost” loan option if this suits your needs.

The average time to close a loan is three weeks.  However, we have closed loans in five days from the application date.

Yes.  Since we have access to several lenders, we can lower your rate to meet the current market rate.

Security is our top priority and we have several measures in place including encrypted email and file transfer, multi-factor authentication,  secure data storage, as well as annual security audits to meet current compliance standards.

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